Everyday strategies for life, family and protection.

Free tools

Start with your own numbers

Each tool runs in your browser. What you enter is not saved or sent to us.

Family and protection

• How Much Life Insurance Do I Need?

  Estimate a coverage amount from your debt, income, mortgage and education costs, minus what is already in place.

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• Cost of a Habit

  See what a small, regular habit adds up to over the months and years.

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• How Old Am I Today?

  Your exact age in years, months and days, for forms, applications and milestones.

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Everyday productivity

• Reduce PPTX Size

  Shrink the oversized photos inside a PowerPoint so it fits in an email. Your file is never uploaded.

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• PPSX to PPTX Converter

  Turn a PowerPoint show file into a deck you can open and edit.

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These tools are for general education. Results are estimates based only on what you enter, and are not financial or insurance advice.

See all our free tools

How we help

Protection for the life you are building

When you are ready to talk, these are the conversations families most often start with.

• Income Protection

  Help your household keep going if a paycheck stops.

  Ask about this

• Living Benefits

  Life insurance features that may be available while you are living.

  Ask about this

• Long Term Care Planning

  Think ahead about how care could be paid for.

  Ask about this

• Legacy Planning

  Decide how what you leave reaches the people you choose.

  Ask about this

See all our services

1. Talk

   A first conversation about your family and what you want to protect.

2. Learn

   We explain the concepts and your options in plain language.

3. Protect

   If something fits, we help you put it in place. You decide.